DETERMINAN KINERJA BANK DI INDONESIA DITINJAU DARI ASPEK RISIKO PADA BANK BUMN DI INDONESIA

Sari

In doing business activity, banking sector become a sector which is exposure to various kind of risks
then affects the performance. The purpose of this research is analyzing the determinant of bank
performance especially for risk aspect on State Owned Bank. The data type is secondary data from
Stock Exchange Indonesia in 10 years period. There are 4 types of risk that are used in this research,
they are liquidity risk, credit risk, operational risk, and market risk. The result shows that liquidity
risk have a negative effect on performance, the credit risk have a negative effect on performance, the operational risk have negative effect on performance, and the market risk have a positive effect on
performance.